See your total
financial risk in one screen
From spending to investments — understand what’s driving your risk and why it matters.
Know your real financial risk
One number that shows your real risk.
We combine your spending, cash, and investments to show the full picture — and explain what’s behind it.
See where your portfolio is at risk.
Spot overexposure, hidden risks, and underperforming assets — instantly.
⚠ 74% concentrated in tech sector
See problems in your money — automatically.
From overspending to portfolio exposure — see what’s going wrong and why it matters.
74% tech concentration detected. A 15% sector drop could cost you ~$4,200. Consider diversifying into bonds or international ETFs.
Dining Out is at 89% with 11 days left. You\u2019re on track to exceed by $120.
One plan. Full financial clarity.
Everything you need to track, understand, and act on your risk — in one plan.
FinRiskAI Pro
Everything you need to understand your financial risk
- Understand what's driving your risk
- See problems across spending and investments
- Get clear explanations — not just numbers
- Know what to do next
- Track your full financial picture in one place
- AI-powered risk insights
Billed annually at $99
Risk-Free Guarantee
Try it free for 14 days. If it doesn't change how you see your money, cancel before you're charged. No questions asked.
Questions? Answered.
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Contact SupportYour Financial Risk Score
Moderate-High Risk
above optimal risk range
Save to invest
€350 / month
Without increasing your current risk level
Your portfolio concentration and thin cash buffer are the primary risk drivers. Diversifying 20% of your tech allocation would reduce your score to ~56.
Investment Risk
High concentration in single sector amplifies volatility impact on net worth
Diversify portfolio
Debt Pressure
21%
Monthly debt obligations €460 — within safe threshold, leaves room to invest
See debt breakdown
Cashflow Risk
2.5 months
Emergency fund covers only 2.5 months — below the 3-month minimum
Build buffer
Risk Alerts
Tech concentration rose to 61% — sector rebalancing recommended
Buffer dropped from 3.1 → 2.5 mo after this month's expenses
Debt pressure stable at 21% — no action needed
Debt pressure stable at 21% — no action needed