See your total
financial risk in one screen
From spending to investments — understand what’s driving your risk and why it matters.
Know your real financial risk
One number that shows your real risk.
We combine your spending, cash, and investments to show the full picture — and explain what’s behind it.
See where your portfolio is at risk.
See concentration, correlation, and sector allocation across your holdings — instantly.
⚠ 74% concentrated in tech sector
See patterns in your money — automatically.
From spending changes to portfolio exposure — see what’s shifting and why it matters.
74% tech concentration detected. A modeled 15% sector drop maps to a $4,200 portfolio change. Current allocation is shown below.
Dining Out is at 89% with 11 days left. You\u2019re on track to exceed by $120.
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Everything you need to track and understand your risk factors — in one plan.
FinRiskAI Pro
Everything you need to understand your financial risk
- Understand what's driving your risk
- See patterns across spending and investments
- Get clear explanations — not just numbers
- Know where you currently stand
- Track your full financial picture in one place
- AI-powered risk insights
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Contact SupportYour Financial Health Score
Moderate-High Exposure
based on your reported data
Monthly surplus
€350 / month
Income remaining after expenses
Portfolio concentration and cash buffer are the largest contributors to your current score.
Investment Risk
62% of holdings sit in a single sector — a concentration factor in historical volatility.
View holdings
Debt Pressure
21%
Monthly debt obligations total €460 across 3 tracked loans.
See debt breakdown
Cashflow Risk
2.5 months
Liquid savings currently cover 2.5 months of your tracked expenses.
View cashflow
Risk Alerts
Tech concentration rose from 58% to 61% this week
Liquid savings shifted from 3.1 → 2.5 months of tracked expenses
Debt-to-income ratio unchanged at 21% month-over-month
Net worth changed by +1.2% vs. previous month