Terms of Service

These terms govern your use of FinRisk AI services. Please read them carefully before using our platform.

Last updated: June 12, 2025

Acceptance of Terms

By accessing or using FinRisk AI, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

Modifications to Terms

We may update these Terms of Service from time to time. If we make material changes, we will provide notice (e.g. via email or platform notification). Continued use of the services after such changes constitutes acceptance of the new terms.

Service Description

Platform Overview

FinRisk AI provides AI-powered stock market analysis, risk assessment tools, and investment insights.

  • Real-time stock market data and analytics
  • AI-generated risk assessments and recommendations
  • Portfolio tracking and performance analysis
  • Alert systems and notification services
  • Educational resources and market insights

Service Limitations

Important: Our services are for informational purposes only and do not constitute financial advice. All investment decisions should be made based on your own research and consultation with qualified financial advisors.

User Accounts and Responsibilities

Account Creation

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Notify us immediately of unauthorized access
  • You must be 18 years or older to create an account

Acceptable Use

  • Use services only for lawful purposes
  • Do not attempt to breach security measures
  • Respect intellectual property rights
  • Do not share account credentials with others

Subscription and Billing

Payment Terms

  • Billed monthly or annually
  • Non-refundable unless required by law
  • Pricing changes require 30-day notice
  • Failed payments may suspend access

Intellectual Property

Our Rights

All content and algorithms of FinRisk AI are owned by us and protected by intellectual property laws.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use FinRisk AI for your personal or business use.

User Content

You retain ownership of content you submit. You grant us a license to use it in connection with our services.

Disclaimers and Limitations

Investment Risk Warning

All investments carry risk. Past performance is not indicative of future results. Our AI predictions may not always be accurate.

To the fullest extent permitted by law, FinRisk AI shall not be liable for any indirect, incidental, special, consequential or punitive damages, or loss of profits or revenues.

Service Availability

We strive for high availability but do not guarantee uninterrupted service.

Data Accuracy

We aim for accurate data but cannot guarantee completeness or correctness at all times.

Account Termination

By You

  • Cancel anytime

By Us

  • Violation of terms
  • Fraud or illegal activity
  • Non-payment

Questions About Terms

If you have questions about these terms, contact us:

Email Us

support@finriskai.com

sales@finriskai.com

Support Hours

Monday - Friday: 9:00 AM - 6:00 PM EST

Weekend: 10:00 AM - 4:00 PM EST